ABCFT - Week in Review - January 11, 2019
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(ABC Federation of Teachers)
In Unity
ABC Federation of Teachers
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New UTLA strike date set for Monday, Jan. 14 (press release from UTLA)
While we believe we would eventually win in court against all of Austin Beutner’s anti-union, high-priced attempts to stop our legal right to strike, in order for clarity and to allow members, parents, and our communities to plan, UTLA is moving the strike date to Monday, January 14.
“Unlike Beutner and his administration, we do not want to bring confusion and chaos into an already fluid situation,” said UTLA President Alex Caputo-Pearl. “Although we believe we would ultimately prevail in court, for our members, our students, parents, and the community, absent an agreement we will plan to strike on Monday.”
As the UTLA bargaining team is back at the table to try to reach an agreement today, our lawyers are fighting Beutner’s desperate legal maneuvers in court. We need to be the ones to offer clarity, since the district has sent out confusing, contradicting messages to members and parents in the last few months.
We know there are tough decisions ahead for the more than 600,000 students and their families impacted by a strike. While every family will make their own decision on whether to send their child to school in the event of a strike, having many parents and allies on picket lines will be powerful and transformative.
JANUARY NEGOTIATIONS UPDATE
What does the new Governor’s budget mean for us?
On January 16th, members of the negotiations team along with the other bargaining groups and district administration will be attending the Governor’s Budget workshop to get an overview of the new state budget. This initial budget indicates the Governor’s spending priorities but will still need to be negotiated with the Legislature. The May Revise provides a more accurate assessment after the tax revenues have been collected. The final budget is then usually passed by July 1st.
In early February, all of the bargaining groups will be meeting with the district for a Budget Overview of the ABCUSD budget. The intention of this meeting is for all the ABC unions to get an update regarding the ABC’s budget as well have our questions answered regarding district priorities. This informational meeting will inform the negotiations team regarding our salary and benefits bargaining.
A calendar survey will be coming out by spring break to help provide us input regarding the 2020-21 school year calendar.
Reminder: Teachers and medical professionals will all receive their 2% off schedule extra check by February 15, 2019. This is 2% of your entire salary as an additional check as negotiated in our 2017-2019 Salary Agreement.
MEET OUR ABCFT Teacher Leaders
Since October, the 2018-19 ABCFT Teacher Leaders have been hard at work researching and formulating their question for their Action Research. Each participant selects an education related topic with the end result of affecting policy. While they are exploring their topic of interest they also learn about the national, state and local union issues. Delving into such topics as class size, curriculum, working conditions, special education supports, and the effects of the landmark Janus decision. All the while working as full time teachers in ABC! Yes, you are looking at a group of hardworking strong union activists.
Pictured from left to right: Stefani Palutzke (AHS), Catherine Pascual (AHS), Sharon Zamora (Wittmann), Marivel Aguirre (Carver), Susie Gomez (Fedde), LeAnn Gause (CHS), and Erika Cook (Cerritos El). Not pictured are Claudia Fontoura (Elliott), Jennifer Marcus (Aloha), and Facilitators, Kelley Forsythe (Neimes) and Tanya Golden.
JANUARY ABCFT ACADEMIC SERVICES UPDATE
Each month Connie Nam and Rich Saldana work with Beth Bray and Carol Castro to provide teacher input about professional development, curriculum changes and testing changes. ABCFT believes that the biggest working condition impacting teachers are the key curriculum and the professional development being churned out of academic services. Many times the district is implementing changes that are coming from the State of California but rarely do unions get involved in those changes. ABCFT believes that teacher voice helps to provide the district office with classroom advice and input that helps to deliver better comprehensive changes. Each month at the ABCFT Representative Council Rich and Connie give reports and take questions on all things related to academic services. Here is the report for the month of January.
MEET A MEMBER
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HEALTH BENEFITS UPDATE (December report repeated)
Every December starts the process for the district health committee to look at the health usage data from the previous year and preparations with the broker for anticipated changes from the health providers.
ABCFT has three representatives on this committee which is made up of all the bargaining groups and administration. Each group has equal representation which gives us a 25% stake when voting. For this reason, we work closely with our CSEA and AFSCME sisters and brother about possible changes or messaging to our members. This year we would like to recruit an ABCFT member who would be interested in becoming an alternate representative. If you think you would like to be on the ABCFT Health Committee team please contact us at abcft@abcusd.us and let us know.
Megan Harding who is the ABCFT Vice President of Secondary and ABCFT health committee point person has filed this report for the membership as we enter a new year of negotiations for health benefits. In Megan’s presentation to the ABCFT Rep Council this week she discussed how important it is for ABC to have a viable alternative to Kaiser since it give the the ABC Health Committee negotiating leverage when speaking with their representatives. If Kaiser has a monopoly on health plans in ABC then they can raise rates with impunity which would be bad for all employees. Therefore, the ABC Health Committee is working with the broker to improve the services offered by the Blue Shield Trio plan. At this time the coverage in Trio’s Orange County offerings is better than the Trio coverage in Los Angeles County and the committee is working to improve the Los Angeles County coverage.
Here are some other highlights from Megan’s report from the health committee.
- Rates for the last year are trending well- this means that there should be no need to increase rates.
- There were 20 people that left Blue Shield (largely due to retirements)
- 2 More people chose the Trio plan
- 7 People joined Kaiser
- New hires have not yet been calculated
- Open Enrollment went smooth
- This year we will continue to investigate the financial impact on richer vision benefits
MEASURE BB UPDATE
ABCFT will have ongoing updates about Measure BB and what is happening around the school district. We’ve taken a clip from Superintendent Dr. Mary Sieu’s Monday Message where she discussed the next steps for the roll out of Measure BB over the next couple of months.
AFT Member Benefits
As an AFT member, you belong to a community of colleagues -- with benefits that go beyond the workplace. AFT+ Member Benefits brings you the purchasing power of AFT’s 1.7 million members. With a union , you don't have to go it alone on or off the job --or in making financial decisions big and small. Need a great deal on your next car? A competitive mortgage rate? A choice of no-fee credit cards? A great wireless plan? The AFT+ Benefits program is just one more way that being a member has its benefits. Next week ABCFT site representatives will be placing a brochure for AFT benefits in your school mailbox but if you are curious now click the link below for more information.
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KEEPING YOU INFORMED - repeat
When to bring a union representative
You have the right to have a union representative at any meeting or investigatory interview with a supervisor or administrator that you reasonably believe might lead to discipline. These are called your Weingarten Rights, named after a 1975 U.S. Supreme Court decision. Your supervisor does not have to notify you of your right to union representation — you must assert your Weingarten Rights. This applies to everyone who works in a unionized child care center, school, college or university, whether public or private. 
To assert your Weingarten Rights, say:
“If this discussion could in any way lead to my being disciplined, terminated, or could affect my personal working conditions, I respectfully request that my union representative be present.”
> If you have a problem on the job or you see a violation of your union contract, contact your site representative or local grievance officer. If you think you have a legal problem, contact ABCFT at Ext. 21500 or ABCFT@ABCUSD.us or ABCFT2317@gmail.com immediately.
Each week I work with unit members in representations, contract resolutions, email/text/phone call questions, site concerns, site visits, presentations, state/national representations and mediations. Here are some of the highlights of interest.
Welcome back from Winter Break and happy New Year to everyone. 2019 seems like it’s gonna be an interesting year. I’ll write more about the UTLA Strike that is starting on Monday later in this report. Members can count on continued email updates from ABCFT about the situation in Los Angeles and how you can stay informed and lend your support to this critical fight for public education funding and working/learning conditions.
This week was a busy as ABCFT starts putting pieces in place for future campaigns, elections, and negotiations. Early in the week , I met with some potential school board candidates for the 2020 school board election where I was able to explain the process for ABCFT endorsements. In reality it was so I could get a good feel for those people who are showing an interest in running for school board. It’s vital that we have school board members that are teacher/education friendly and have a vested interest in keeping ABC a great place to work.
On Wednesday, Tanya Golden and I met with a number of secondary Art teachers from many of our schools in ABC. I was told that this was the first time that Art teachers have ever been gathered by the union to learn about working/learning conditions, supplies, administrative supports, district supports, and building a plan together to have regular network meetings to share best practices and ideas (15 yrs since the district has done it). It was shocking but not surprising to hear that our Art colleagues have had no professional development from the district, very few planning days, and have never had the time to network. They deserve the supports that most teachers receive in ABC too. The Art teachers have agreed to hold quarterly meetings, open a team drive to share curriculum, and to work for more district supports. ABCFT will continue to support Art teachers by helping to facilitate these important gatherings. The next Art Focus Group meeting will be held at CHS on May 1, 2019. Are there any Foreign Language teachers who would be interested in getting a focus group together? Let me know.
Speaking of professional development, I would like to give a big shout out to my fellow Special Education teachers who attended a good training at the district this week on how to finetune your IEPs. It’s great to see practical trainings. I know that many of you core and elementary teachers have had plenty of professional development over the last decade but there are some groups that have mostly been ignored. I’ve been lobbying the district for specific groups to have trainings. ABCFT is currently working with ABCUSD to help facilitate a number of professional development trainings for ABC Child Development teachers,, foreign language teachers, fine arts and other groups that have been left out on professional development opportunities.
Okay, the elephant in the room is the big strike in Los Angeles that is set to begin this Monday. During the Rep Council meeting last night there was concern that there wasn’t a clear narrative that we could message to the membership, I agree. I’ll attempt to shed some light on some of the issues UTLA is dealing with during this job action. This strike is multifacited and has many layers so I’ll do a little compare and contract to try to clear some of the details of how UTLA and LAUSD got to this point. First, UTLA got a 10% raise in 2015 after years of no raises and hasn’t had a raise since. ABC has had yearly raises and we are at over 16% since the recession. LAUSD continues to lose teachers to other school districts because of the volatile negotiation climate, the lack of raises, and especially because of class sizes.
A major connection that the UTLA campaign has had with parents over the last twenty two months in preparation for the strike is about class sizes. There are reports that the average class sizes for elementary classrooms is in the high thirties and that at the secondary level the averages are in the high forties. Unfortunately, the LA District is abusing some of the vague language in the UTLA contract about class sizes. It surprising but many districts do not have hard cap language in their contracts for class sizes and I’m thankful that the ABCFT founders bargained for firm class size caps in our ABCFT Master Contract.
Health benefits are another major issue that has been having an impact on LAUSD negotiations for the past decade.. Right now LAUSD has lifetime health benefits for all employees which is unsustainable and is a major reason that they are having trouble giving raises. As time goes on the cost of medical care for retirees will severely limit any negotiations for salary increases for those that are still working. In contrast, ABC has one of the best and cost conscious plans in LA County that in fact has created a negotiation environment where Kaiser has had to reduce their costs over the past two years which translated to an extra 1% salary increase in a very flat funding year. ABC has a health care bridge to help retirees that lasts for 7.5 years after you retire or till age 65 (whichever comes first). An employee in ABC can retire at 57.5 and have their exact same health plan till you are the age of 65, In the last proposal from LAUSD they were going to keep their lifetime benefits but down the road this ongoing cost will need to be addressed.
Another huge concern that is driving this Strike train is the number of charter schools and a pro charter school board for LAUSD. Last year $600 million dollars was taken from public schools in Los Angeles and was redirected to charter schools. The fallacy of the early 2000’s was that charter schools were going to help out the most needy populations and that the social economically challenged would have more control and access to better schools. Two decades later, charter schools now serve those populations that are the most advantaged with far fewer oversights and far less accountability. It’s a system ripe for corruption and it is destroying funding for our public schools. . UTLA is negotiating to have more accountability for the charter schools in their school district. In contrast, ABC doesn’t have any charter schools and ABCFT has worked with school board members to make sure that we create an environment that is not charter friendly. Furthermore, a wise man (Gavin Riley) once said to me that Whitney High School was ABC’s annoculation from charter schools in ABC. We can take a look at this subject more as things heat up in Los Angeles.
Last and most important is the State funding situation for public education in California. As a State we are the 8th largest economy in the world, but we are 43, 44, 45 (take your pick) out of 50 in the nation in per pupil spending. It’s embarrassing and a disservice to our children. Look around ABC and you will see a district that is struggling to keep up with unfunded mandates and new pressures that cost the district money. Our mental health situation in ABC seems strained and ABC has done a good job of scraping a mental health team together for our schools. In most districts they don’t have mental health supports or nurses for every school site. For example, Norwalk has two nurses, I believe one is for general education and the other is for special education. You can imagine the impact that has on schools. UTLA is negotiating for more nurses and mental health professionals because there is a dire need in our schools and community for these supports. Our students, parents, and teachers all need these basic supports.
So this fight in Los Angeles is about a whole number of things, but the bottom line is that our schools need adequate funding across the State of California. This fight is for all teachers, nurses, medical professionals, classified and most importantly students. This fight is a wake up call to the general public that we can no longer carry this load without the funding and support school districts need. This fight in the end is for you and your students. I hope that you tell a friend about the realities we face every day in our classrooms. We shouldn’t sugarcoat the struggles we are facing as a professions in our classrooms.
Thank you for all you do everyday. What you do is amazing.
In Unity!
Ray Gaer
President, ABCFT
CALIFORNIA FEDERATION OF TEACHERS
CFT provides members important information about professional issues and workplace rights through numerous newsletters and publications. You can find a summary of each publication below and download the current issue of each newsletter. Click on the links to read some stories online, to get more information or contact the editor, and to access the archives.
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AMERICAN FEDERATION OF TEACHERS
Follow AFT President Randi Weingarten: http://twitter.com/rweingarten
----- NEWS STORY HIGHLIGHT-----
America losing teachers at record rate
Public education employees are quitting their jobs at the fastest rate on record, according to government data, which shows that in the first 10 months of 2018 public educators quit at an average rate of 83 per 10,000 a month - the highest rate since records began in 2001. In at least 12 states, public education budgets are down at least 7% from 2009 levels, adjusted for inflation, according to an analysis of census data by the Center on Budget and Policy Priorities, while teacher pay across the country, adjusted for inflation, is now 5% lower than it was in 2009, according to data from the National Education Association teachers union. The departures also come alongside protests in six states this year, where teachers complained of tight budgets, small raises and poor working conditions.
Organized labor in California as 2019 begins
California labor confronted major challenges last year but responded with frenetic organizing and a newfound aggressiveness—momentum unions hope to maintain in 2019.
As 2018 opened, California had 2.49 million union members, roughly 15.5 percent of the state’s official working population. However, after five years of steady growth, 2017 saw a 2 percent decline in membership. The state’s unions sought to reverse that trend. The highest proportion of unionized workers in California, public and private, was in 1989, according to the U.S. Bureau of Labor Statistics, when it reached 18.9 percent, and at its lowest in 2000 and 2017.
----- NATIONAL NEWS -----
Obama-era policy on school discipline is revoked
An Obama-era policy to curb racial bias in schools has been revoked by the Education and Justice departments. The non-binding guidance indicated that school systems could be violating federal civil rights law if students of color were disciplined at higher rates than white students. The Federal Commission on School Safety recommended that the guidance be rescinded amid concerns about its legal standing. "Our decision . . . makes it clear that discipline is a matter on which classroom teachers and local school leaders deserve and need autonomy," said Education Secretary Betsy DeVos, who also led the safety panel. She added: "I would encourage them to continue to implement discipline reforms that they believe will foster improved outcomes for their students."
DeVos unveils new higher education agenda
U.S. Education Secretary Betsy DeVos has announced proposals to reshape higher education, in part by relaxing the regulatory process. Over a dozen recommendations, which officials claim will “unleash innovation” at colleges and universities, include eliminating the requirement that new accrediting agencies prove at least two years of experience, limiting the number of reviews a school must undergo in order to offer new academic programs and creating a "carve-out" to accreditation standards for religious colleges. The new proposals would also eliminate a restriction that colleges and universities cannot outsource more than 50% of an academic program to a separate education provider that's not eligible for federal aid and change the definition of a credit hour. Higher-education policy experts were quick to respond however, warning that it could become more difficult for states, and the Education Department itself, to hold institutions accountable if they provide poor-quality services.
----- STATE NEWS -----
California restricts student 'prone restraints' to emergencies only
The use of "prone restraints" in California schools - where students are pinned face down on the floor with their limbs held down by multiple people - will be limited to emergency situations only from January, under new state law. Campaigners have criticized a current overuse of prone restraints as a punishment or behavior modifier for students - often used on those with special needs and disproportionately on black students, according to federal data. Controversy around the issue was reignited in November, when a 13 year old autistic student in El Dorado Hills died after being restrained by staff.
State super announces new social emotional learning toolkit for educators
State Superintendent Tom Torlakson has announced the release of a new guide to social emotional learning resources for California schools. Developed as a joint effort by the California Department of Education and professional experts, Torlakson says the new guide "offers a toolkit of resources that will assist California educators in serving the social and emotional needs of the whole child," adding: "science confirms that learning is not only cognitive, but also social and emotional." The guide is published on the CDE's Social and Emotional Learning webpage.
Outgoing California Gov. reflects on school reforms
Jerry Brown, outgoing Governor of California, reflects on the school reforms he introduced to the state during his second eight year term in office, including the Local Control Funding Formula of 2013, which aimed to direct funds at low income and other high needs children, while also giving more decision-making to local communities. Speaking to EdSource ahead of the swearing-in later today of Gov.-elect Gavin Newsom, and Superintendent of Schools Tony Thurmond, Gov. Brown explains why he resisted pressure to set up a data system that tracks students from the K-12 schools into college and the workplace, and urges his successor not to stifle the growth of California’s charter schools.
Tony Thurmond sworn in as superintendent of public instruction
Tony Thurmond has been sworn in as state superintendent of public instruction, in a ceremony attended by several hundred people in the auditorium of C.K. McClatchy High School in Sacramento. After taking the oath of office administered by retired Superior Court Judge Gordon Baranco, Mr Thurmond addressed the audience: “I need your help. Here is my ask. Stand with me when we fight for our kids. It’s easy to tear down and destruct. I’ll take your criticism, I’ll take your best shot, but let’s not criticize our children. If they get kicked out of school, they can’t learn. Let’s make sure we keep kids in school. Let’s keep them close, and make sure they get a great education.” Rep. Barbara Lee, D- Oakland, said Mr Thurmond’s election represented a “dawn of a new day for our children.” Helped by the endorsement of the California Teachers Association, and other unions, Mr Thurmond won the election by 1.8% percentage points over rival Marshall Tuck.
Gov. Newsom unveils $209bn budget to boost schools and healthcare
Gov. Gavin Newsom unveiled a $209bn budget proposal Thursday that relies on a record-setting windfall of tax revenues to boost public schools and healthcare programs. The budget includes a $3bn one-time payment to California's teacher pension fund on behalf of schools to help districts that are seeing more of their budgets eaten up by pension obligations. Gov. Newsom also wants to invest $500m in infrastructure to provide more childcare, along with $750m for kindergarten programs. He also wants $1.4bn for higher education, including about $400m for the community college system aimed at waiving second-year tuition. “I know it’s rote and cliché to say it’s a reflection of our values, but it is a reflection of our values,” Newsom said of his budget. “It is demonstrable that these dollars attach to real people and real people’s lives.”
----- DISTRICTS -----
Late paychecks for San Bernardino County teachers
Teachers and certificated staff working in school districts throughout San Bernardino County started off the new year with late paychecks, and for some, penalties for bounced checks. Melissa Anderson, chief of district financial services for the San Bernardino County Superintendent of Schools notified districts about the delay before Wednesday, but many teachers did not get the message in time to reschedule automatic bill payments. Paychecks for nearly 22,000 employees that were scheduled to be deposited in banks at the start of business on January 2nd arrived several hours late, causing frustration for teachers and others who expected to see money in their accounts. Dan Evans, spokesman for the county’s Superintendent of Schools, said they will inform area banks about the delay in an effort to help employees recoup any penalties.
No agreement reached to avert LA teacher strike
A last-ditch bargaining effort to avert a Los Angeles teachers’ strike fell short Monday, although Los Angeles USD and UTLA have agreed to meet again on Wednesday morning, the day before a strike is scheduled to begin. In a statement, the district said it was “extremely disappointed” that the union rejected a new offer to add 1,000 educators and increase funding for class size reductions and additional counselors, nurses and librarians at a cost of $100m. UTLA President Alex Caputo-Pearl said the proposals were “inadequate for many reasons,” including wage increases contingent on cutting healthcare for future employees, and plans to raise class sizes up to 39 students in elementary school and up to 46 in secondary. The district and union are also expected in court today over the question of whether the union gave the legally required notice to call a strike Thursday.
----- CLASSROOM -----
No U.S. school exempt from lockdowns, study reveals
More than 4.1m students endured at least one lockdown in the 2017-18 school year alone, according to analysis by the Washington Post, which included a comprehensive review of 20,000 news stories and data from school districts in 31 of the country’s largest cities. No district is exempt from the fallout of lockdowns, the analysis noted, regardless of demographics or affluence, location or security, with school systems in every state and the District of Columbia enduring several incidents last school year- in buildings with as few as four students and as many as 5,000. Many school districts, including in Detroit and Chicago, the paper stressed, do not even track lockdowns, so the real statistics are likely much higher.
----- CHILD DEVELOPMENT ----
Early childhood experts rubbish online preschools
Childhood expert Nancy Carlsson-Paige, professor emerita at Lesley University in Cambridge, Mass., and author of “Taking Back Childhood,” challenges the recent growth of online preschools as "a sorry substitute for the whole child, play-based early childhood education that all young children deserve to have." While such provision, already in existence in at least eight states, presents an inexpensive way to deliver pre-K education, she notes, most programs are marketed by for-profit companies: "Online pre-K will widen achievement gaps and increase inequality," Carlsson-Paige adds.
-----CHARTER SCHOOLS -----
Moratorium urged on new charter schools
United Teachers Los Angeles is urging a moratorium on new charter schools. The union contends that recent rapid growth of publicly funded charter schools within the boundaries of the Los Angeles Unified School District at a time of declining public school enrollment has drained the district of some $600m. On Friday, and ahead of looming strike action, union President Alex Caputo-Pearl called for a halt to new charter schools in the district. “It’s time to invest in our existing schools,” he said.
The ethics of promoting charters...
Amid the increasing national debate over whether charter schools are good for black students, Sally Ho profiles efforts by heirs to the Walmart company fortune, and similar groups, to make inroads with advocates and influential leaders in the black community. As one of the leading supporters of America's charter school movement, the Walton family is spreading financial support to grassroots groups and mainstream national organizations alike, including the United Negro College Fund and Congressional Black Caucus Foundation. While Marc Sternberg, who leads the Walton Family Foundation's education efforts, says: "Those closest to the challenge often have the best solution," Andre Perry, an education policy expert at the Brookings Institution, said: "It's a sad thing that education reform is about how much money you have and not about what connection you have with black communities."
Evidence points to schools' disability discrimination
A nationwide experiment suggests charter schools and certain traditional district schools are more likely to ignore parents who indicate their children may have a disability or trouble behaving in class. Charter schools in particular are more likely to ignore enquiries that appear to be from families of students with disabilities, according to the experiment which saw the delivery of emails to nearly 6,500 schools in 29 states and Washington, D.C. “For schools of choice, charter and the traditional publics behave fairly similarly, with the exception of special needs kids,” observed Peter Bergman of Teachers College, who conducted the study with Isaac McFarlin of the University of Florida.
----- SOCIAL & COMMUNITY -----
Friday report cards prompt increased abuse, study indicates
Child abuse increases the day after school report cards are released, according to a study in Florida, but only when kids get their grades on a Friday - as injuries are more likely to go unnoticed. “Anecdotally, we know a lot of parents will spank their children or use corporal punishment if they’re unsatisfied with their school work,” said University of Florida psychologist Melissa Bright, the lead author. Dr. Robert Sege, a Boston pediatrician and Tufts University professor of medicine, said: "Bad grades should be a time for parents to find out what’s causing their children's struggles."
----- OTHER -----
DeVos suffers cycling accident
Betsy DeVos has undergone surgery to repair a broken bone suffered in a cycling accident. A department spokeswoman said the Education Secretary is resting at home and is expected to fully recover.
Should American schools be American?
Amid the wider shift in education reform towards schools being operated more like, and by, businesses, Peter Greene considers how much control of the U.S. educational system should be handled by multi-national interests. He notes the most notable example as the schools belonging to the so-called Gülen charter chain, run by "reclusive" Fethullah Gülen , who was blamed for the 2016 coup attempt against the Turkish government, and also suggests that the "explosion" of education technology has opened new pathways for foreign influence in U.S. public education via corporate takeovers. "Perhaps selling off our school system to companies in other countries would be our final mark of shame and failure," he concludes.
NTA Life Insurance - An ABCFT Sponsor
About three years ago ABCFT stated a working relationship with National Teachers Associates Life Insurance Company. Throughout our partnership, NTA has been supportive of ABCFT activities by sponsorship and prizes for our various events. This organization specializes in providing insurance for educators across the nation. We have been provided both data and member testimonials about how pleased they have been with the NTA products and the opportunity to look at alternatives to the district insurance choice.
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